Conventional Personal Financing

Are you in need of funds to finance personal expenses such as home renovations, medical bills, holiday expenses, education costs, marriage costs, or even debt consolidation?

Personal loans can give you the financial flexibility you need. Contact us to find out how we can assist you with your request.

Rates and Charges

Interest rate: 1.6% – 4.3% per annum.
No processing fee, no early settlement fee.
Note: All applicable taxes shall be payable by the customer (if any).

What to know when borrowing from us

At MCF, we offer a variety of financing solutions to cater to your personal needs with hassle-free applications and simple documents requirements.

Customers looking to apply for a fast online loan with us will need to satisfy the following minimum requirements:

  • Age between 18 and 60 years old
  • Minimum salary of USD1,000/month or USD12,000/year

The necessary documents that you will need to produce will vary according to the type of loan application. You should have the following documents prepared when making a personal application:

    • Applicant’s Original IC (MyKad)/ International Passport or Government ID
    • Latest 3 months Salary Slip/Pay Slip
    • Latest 3 months Bank Statement
    • Utility bill- Electricity, water, etc
    • Address Confirmation – Phone/Internet Bill, Mail from Banks or Tenancy Agreement;

MCF has a very flexible repayment tenure of up to 15 years, with no early settlement fees. We also have high loan approval rates due to our proprietary multi-angle analysis.